Who We Are
Commercial Insurance Specialists, LLC. is an independent insurance agency located at 3438 Colwell Ave, Tampa, FL 33614. This privacy policy explains how we collect, use, and protect information from visitors to kaib.shop and from our clients.
Information We Collect
We collect only the information necessary to provide insurance quotes, bind coverage, and service policies. This may include:
- Name and contact information (phone number, email address, mailing address)
- Business details relevant to commercial coverage (business type, number of employees, payroll, vehicle schedules, property information)
- Personal details relevant to individual coverage (date of birth, driver's license number, property address)
- Prior insurance and claims history
We do not collect financial information such as bank account numbers or credit card numbers through this website.
How We Use Your Information
Information you provide is used for the following purposes:
- Preparing insurance quotes from our appointed carriers
- Binding and servicing insurance policies
- Issuing certificates of insurance, endorsements, and policy documents
- Communicating with you about your policy, including renewal reminders
- Responding to your inquiries
Information Sharing
We share your information only as necessary to place and service your insurance coverage:
- Insurance carriers: We submit your information to the admitted carriers we are appointed with for underwriting and policy issuance.
- Legal requirements: We may disclose information when required by law or legal process.
We do not sell, rent, or trade your personal information to third parties for marketing purposes. We do not share your information with data brokers or lead aggregators.
Data Security
We take reasonable measures to protect your information from unauthorized access, use, or disclosure. Client records are stored securely, and access is limited to our licensed agency staff who need the information to perform their job functions.
Cookies and Website Analytics
This website may use standard analytics tools to understand how visitors use the site. These tools may place cookies on your browser. You may disable cookies through your browser settings without affecting your ability to contact us or request a quote.
Your Rights
You may request to review, correct, or delete personal information we hold about you by contacting our office. We will respond to such requests within a reasonable timeframe.
Changes to This Policy
We may update this privacy policy from time to time. Changes will be posted on this page with an updated effective date.
Contact Us
If you have questions about this privacy policy or how we handle your information:
Commercial Insurance Specialists, LLC.
3438 Colwell Ave, Tampa, FL 33614
Phone: (813) 384-6052